Bill > S07120

This bill establishes a new legal framework for converting manufactured homes from personal property to real property in New York State. The bill creates a comprehensive process for homeowners to convert their manufactured homes into real estate by filing an affidavit of affixation with the county recorder's office and the Department of Motor Vehicles. Key provisions include defining what constitutes a manufactured home being "affixed to a permanent foundation" (such as being anchored and connected to residential utilities), establishing a detailed process for converting the home's legal status, and specifying how liens, titles, and property rights will be handled during the conversion. The bill requires homeowners to complete specific documentation, including a sworn affidavit that details the home's characteristics, location, and the owner's intent to make the home a permanent real estate fixture. The conversion process allows manufactured home owners to have their homes treated like traditional real estate for purposes of ownership, transfer, and encumbrance, while also providing protections for existing security interests and liens. The new law will take effect one year after it becomes law, giving stakeholders time to understand and prepare for the new procedures.

Justice, Transportation and Infrastructure

https://www.nysenate.gov/legislation/bills/2025/S7120