Bill > H714

This bill establishes a state-run universal healthcare benefit plan in North Carolina to be developed and implemented by the Commissioner of Insurance. The plan aims to provide affordable health insurance to state residents whose incomes are too high to qualify for Medicaid but who may struggle to obtain private health coverage. Under the proposed legislation, the Commissioner will have the authority to create advisory boards, design benefit coverage that meets or exceeds Affordable Care Act requirements, and set premiums on a sliding scale based on household income to ensure affordability. The bill mandates that by January 1, 2026, the Commissioner must submit a detailed implementation report to the Joint Legislative Oversight Committee on Health and Human Services. To support the plan's initial development, the bill appropriates $100,000 in recurring funds to the Department of Insurance, effective July 1, 2025, with the overall act becoming effective immediately upon becoming law. The goal is to create a comprehensive healthcare coverage option that bridges the gap for residents who are currently underserved by existing healthcare systems.

Government Affairs

https://www.ncleg.gov/BillLookUp/2025/H714