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FL H5013

FL H5013
State-funded Property Reinsurance Programs


summary

Introduced
04/02/2025
In Committee
04/10/2025
Crossed Over
06/05/2025
Passed
06/30/2025
Dead
Signed/Enacted/Adopted
07/03/2025

Introduced Session

2025 Regular Session

Bill Summary

An act relating to state-funded property reinsurance programs; amending s. 215.5551, F.S.; decreasing the authorized cumulative transfers from the General Revenue Fund to the State Board of Administration for the Reinsurance to Assist Policyholders program to reimburse certain insurers for insured losses caused by hurricanes; repealing s. 215.5552, F.S., relating to the Florida Optional Reinsurance Assistance program; providing an effective date.

AI Summary

This bill modifies Florida's state-funded property reinsurance programs by reducing the maximum cumulative transfers from the General Revenue Fund to the State Board of Administration's Reinsurance to Assist Policyholders (RAP) program from $2 billion to $900 million. The RAP program is designed to help insurance companies recover losses from hurricane-related damages. Additionally, the bill completely repeals the Florida Optional Reinsurance Assistance program, effectively eliminating that particular reinsurance mechanism. The process for accessing these funds involves the board submitting a written notice to the Executive Office of the Governor after a covered event, specifying the amount needed for reimbursements. The Chief Financial Officer is then instructed to transfer funds from the General Revenue Fund, with the Legislative Budget Commission receiving notification at least three days before the transfer. The bill will take effect immediately upon becoming law, signaling a significant reduction in the state's financial commitment to property reinsurance programs.

Sponsors (1)

Other Sponsors (1)

House Budget Committee (House)

Last Action

Chapter No. 2025-206, companion bills passed, see SB 2500 (Ch. 2025-198) (on 07/03/2025)

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