Bill > HB1122

This bill amends the Unfair Insurance Practices Act to expand protections against discrimination in insurance practices. Specifically, the bill adds two new provisions to the existing law that prohibit unfair discrimination based on an individual's criminal history record. The first new provision (subsection iv) prevents insurance companies from refusing to issue a surety bond guaranteeing the fidelity of an individual for a public or private trust position solely because of their criminal history. The second new provision (subsection v) prevents insurers from discriminating in premiums, fees, rates, or policy terms against a person solely because of the criminal history record of an employee. These changes are intended to reduce barriers for individuals with criminal records in obtaining insurance and employment, while maintaining the existing protections against discrimination based on characteristics like race, religion, age, and other factors. The bill will take effect 60 days after its enactment, giving insurance companies time to adjust their practices to comply with the new anti-discrimination requirements.

Business and Industry

https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=1122