Bill > HF3106

This bill increases fines for drivers who fail to provide vehicle insurance in Minnesota. Specifically, the bill modifies existing penalties by establishing a tiered fine structure: first-time violations will incur a minimum fine of $300, repeat violations within ten years will result in a minimum fine of $550, and violations within ten years of two or more prior offenses will carry a minimum fine of $850. The bill maintains the existing provisions allowing community service in lieu of fines for first-time offenders if they are indigent. Additionally, the bill preserves current procedures for drivers to provide proof of insurance after receiving a citation, including methods for both vehicle owners and non-owners to demonstrate insurance coverage. The penalties still include potential license and vehicle registration revocation for up to 12 months, and the law will take effect on August 1, 2025, applying to violations occurring on or after that date. The goal appears to be discouraging repeated instances of driving without required insurance by implementing more significant financial consequences for non-compliance.

Transportation and Infrastructure

https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF3106&ssn=0&y=2025