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US HR2744

US HR2744
Medicare Enrollment Protection Act of 2025


summary

Introduced
04/08/2025
In Committee
04/08/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend part B of title XVIII of the Social Security Act to provide for a special enrollment period under Medicare for individuals enrolled in COBRA continuation coverage, and for other purposes.

AI Summary

This bill aims to provide a special enrollment period for individuals with COBRA continuation coverage when transitioning to Medicare Part B. Specifically, the bill creates a new provision allowing people who are enrolled in COBRA (Consolidated Omnibus Budget Reconciliation Act) continuation coverage to have a flexible Medicare enrollment period. Under this new rule, individuals will have a special enrollment period that covers each month they are on COBRA and extends an additional 3 months after their COBRA coverage ends, with the caveat that a person can only use this special enrollment option once in their lifetime. The bill applies to COBRA continuation coverage starting January 1, 2026, and includes coverage through federal, state, and similar continuation plans. Additionally, the bill ensures that individuals will not face increased Medicare premiums for this enrollment and requires updates to COBRA notification processes to explain Medicare secondary payer rules. The legislation also includes provisions preventing COBRA coverage from being reduced or terminated simply because an individual is eligible for Medicare, which provides more protection and flexibility for people transitioning between health insurance coverages.

Committee Categories

Business and Industry

Sponsors (6)

Last Action

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (on 04/08/2025)

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