Bill > HB1184

This bill establishes a moratorium on the Pennsylvania General Assembly's ability to consider or enact new or expanded health insurance policy mandates until the Legislative Budget and Finance Committee completes a comprehensive study of existing state-mandated health benefits. The bill defines key terms such as "health insurance policy" (which includes various types of health coverage like dental and vision policies) and "state-mandated health benefit" (which refers to requirements that exceed federal mandates, such as specific disease coverage or provider type requirements). The committee is required to evaluate the fiscal impact, social and medical efficacy, and potential additional costs of existing state-mandated health benefits, and submit a detailed report to key legislative committees by December 31, 2026. Importantly, the bill does not prohibit employers or insurers from voluntarily providing new or expanded coverage, nor does it prevent changes necessary to comply with federal law. The moratorium aims to provide a pause for careful examination of current health insurance mandates and their implications, with the goal of informing future policy decisions about health insurance coverage in the state.

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https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=1184