Bill > A5590

This bill amends existing health insurance coverage laws to expand fertility preservation services for individuals up to 21 years of age who may experience iatrogenic infertility, which is fertility impairment caused by medical treatments like surgery, radiation, or chemotherapy. The bill applies to various types of health insurance plans, including hospital service corporations, medical service corporations, health service corporations, group health insurance policies, and health maintenance organizations that provide benefits to groups of more than 50 persons, as well as state health benefit programs. The amendments specifically clarify that "standard fertility preservation services" now include the storage of sperm and oocytes (egg cells) for covered persons up to 21 years old. Insurance providers are prohibited from denying these services based on a person's expected lifespan, disability, medical dependency, perceived quality of life, or personal characteristics such as age, sex, sexual orientation, marital status, or gender identity. The coverage must be provided with the same copayments, deductibles, and benefit limits as other medical services, and is based on guidelines from professional medical organizations like the American Society for Reproductive Medicine and the American Society of Clinical Oncology. The bill will take effect on the first day of the fourth month following its enactment and will apply to new and renewed insurance contracts from that date forward.

Government Affairs

https://www.njleg.state.nj.us/bill-search/2024/A5590