Bill > A07891

This bill mandates that individual insurance policies provide coverage for in vitro fertilization (IVF) used in the treatment of infertility, removing previous restrictions that limited coverage to a maximum of three cycles. It also clarifies that coverage for diagnostic tests, procedures, and prescription drugs related to infertility treatment should not be excluded, provided they are part of a physician's overall care plan and consistent with established guidelines. The bill defines infertility as the inability to conceive after a specified period of unprotected intercourse or therapeutic donor insemination, or earlier if medically indicated, and also includes coverage for fertility preservation services when medical treatments may cause iatrogenic infertility, which is defined as fertility impairment due to medical interventions. Furthermore, it prohibits insurers from discriminating based on factors like age, sex, sexual orientation, or gender identity when providing coverage, and ensures that prescription fertility drugs are available at network participating retail pharmacies under the same terms as mail-order pharmacies, with certain exceptions for collective bargaining agreements.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A7891