summary
Introduced
04/17/2025
04/17/2025
In Committee
04/17/2025
04/17/2025
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
Amending the act of December 16, 1992 (P.L.1144, No.150), entitled "An act regulating credit services; prohibiting certain activities; providing for certain information to be given to buyers, for the contents of contracts and for enforcement; prohibiting advance fees by loan brokers; and providing penalties," further providing for prohibited activities.
AI Summary
This bill amends the Credit Services Act to prohibit credit services organizations from discriminating against individuals based on sexual orientation, gender identity, or gender expression. Specifically, the bill makes it illegal for credit services organizations to deny credit, increase charges or fees, restrict credit amounts, or impose different terms and conditions based on these protected characteristics. The bill clarifies that credit services organizations can still consider a buyer's credit history and apply community property laws. The new provisions aim to prevent discrimination in credit services by adding sexual orientation, gender identity, and gender expression as protected categories. The bill will take effect 60 days after its enactment, providing credit services organizations time to adjust their practices to comply with the new anti-discrimination requirements.
Committee Categories
Government Affairs
Sponsors (18)
Liz Hanbidge (D)*,
Johanny Cepeda-Freytiz (D),
Joe Ciresi (D),
Carol Hill-Evans (D),
Joe Hohenstein (D),
John Inglis (D),
Mary Isaacson (D),
Tarik Khan (D),
Maureen Madden (D),
Jenn O'Mara (D),
Danielle Otten (D),
Chris Pielli (D),
Nikki Rivera (D),
Ben Sanchez (D),
Mike Schlossberg (D),
Melissa Shusterman (D),
Perry Warren (D),
Ben Waxman (D),
Last Action
Referred to State Government (on 04/17/2025)
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