Bill > HB214

This bill modifies existing laws related to insurance for transportation network companies (TNCs) and introduces regulations for delivery network companies (DNCs), which are businesses that use digital platforms to connect drivers or couriers with customers for services. Key provisions include allowing insurers to offer occupational accident insurance, which covers injuries to drivers or couriers, and clarifying that this type of insurance is distinct from health care or workers' compensation insurance. The bill also permits personal auto insurance policies to exclude coverage when a driver is logged onto a TNC's digital network, providing a prearranged ride, or performing delivery services for a DNC. Furthermore, it mandates that TNCs and DNCs must maintain specific levels of automobile insurance coverage for their drivers and couriers, with higher coverage amounts required when a driver is actively providing a ride or a courier is making a delivery. The bill also establishes requirements for occupational accident insurance for drivers and couriers, outlining benefit levels for medical expenses, disability, and accidental death, and clarifies that TNCs and DNCs are not considered employers of their drivers or couriers, who are classified as independent contractors under certain conditions. Finally, it adjusts the duration for maintaining proof of financial responsibility after a judgment suspension, with longer periods required for repeat offenders.