Bill > SB0291

This bill requires health insurers in Michigan to provide comprehensive coverage for all potential adverse consequences and follow-up care related to gender transition procedures, including both the initial transition and potential reversal. Specifically, insurers must cover all short- and long-term side effects of gender transition treatments, provide annual mental and physical health monitoring and testing, and cover any procedures or treatments necessary to reverse a previous gender transition. The bill defines "gender transition" broadly as any medical process that alters an individual's anatomy, physiology, or mental state to align with a different gender identity, which can include surgical procedures, hormone treatments, counseling, or drug therapies. Importantly, this coverage must be provided even if the individual was not enrolled with the specific insurance provider at the time of the original gender transition procedure. The bill appears to mandate that insurers must support individuals throughout their gender identity journey, including potential medical interventions to transition or detransition, regardless of when those procedures originally occurred.

Government Affairs

https://legislature.mi.gov/Bills/Bill?ObjectName=2025-SB-0291