Bill > S1693

This bill, known as the Federal Agriculture Risk Management Enhancement and Resilience Act of 2025 (FARMER Act of 2025), makes several changes to the Federal Crop Insurance Act to enhance agricultural risk management. The bill modifies premium support for farm-based revenue and yield protection insurance plans, increasing government subsidies to 77% for one coverage level and 68% for another when farmers choose enterprise or whole farm units. It adjusts the Supplemental Coverage Option (SCO), which is a type of crop insurance, by reducing the coverage level from 14% to 10% in some instances and increasing the maximum coverage level from 86% to 90%. Additionally, the bill raises the premium subsidy for SCO from 65% to 80%. The legislation also mandates a study by the federal crop insurance corporation to explore the feasibility of modifying SCO coverage to work for counties larger than 1,400 square miles, potentially allowing more flexible and granular insurance coverage. The study results would be reported to agricultural committees in Congress within one year of the bill's enactment, with potential recommendations for future improvements to the crop insurance system.

Agriculture and Natural Resources

https://www.congress.gov/bill/119th-congress/senate-bill/1693/all-info