Bill > S4418

This bill establishes a new requirement for health insurance carriers in New Jersey to provide a special enrollment period for insured individuals when a healthcare provider in the carrier's network is leaving that network. Specifically, the bill mandates a 60-day special enrollment period that begins 60 days before the contract between the carrier and the provider expires, allowing insured individuals to change their health insurance coverage if their current provider will become out-of-network. The Department of Banking and Insurance will determine the format and method of notifying insured individuals about this special enrollment period. This provision gives patients more flexibility to switch insurance plans if their preferred healthcare provider is no longer going to be in-network, helping to minimize potential disruptions in medical care. The bill would take effect immediately upon enactment.

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https://www.njleg.state.nj.us/bill-search/2024/S4418