Bill > A08349

This bill amends the New York State insurance law to prevent insurers from requiring all embryos from a prior in vitro fertilization (IVF) cycle to be transferred before covering a subsequent cycle for women who are 35 years of age or older. The bill builds upon existing provisions that prohibit insurers from discriminating based on characteristics like age, sex, sexual orientation, marital status, or gender identity, and from making coverage decisions based on an individual's expected length of life, medical dependency, or perceived quality of life. By specifically addressing embryo transfer requirements for older women, the bill aims to provide more flexible and supportive fertility treatment coverage for women in this age group. In vitro fertilization is a complex assisted reproductive technology where eggs are fertilized with sperm outside the body in a laboratory and then potentially implanted in the uterus, and this legislation seeks to remove a potential barrier to treatment for women over 35 who may have fewer viable embryos or different reproductive health considerations.

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https://www.nysenate.gov/legislation/bills/2025/A8349