Bill > A08534

This bill amends the New York insurance law to explicitly prohibit insurance providers from discriminating against individuals who have tested positive for HIV or who are taking pre-exposure prophylaxis (PrEP) medication, which is a preventative treatment that helps reduce the risk of HIV infection. Specifically, the bill prevents insurance companies from refusing to insure or continue insurance coverage, limiting the amount or type of coverage, or charging different rates for coverage based solely on an individual's HIV status or PrEP medication use. The amendments apply to both insurance provisions in subsections (a) and (b) of section 4224 of the insurance law, ensuring comprehensive protection against HIV-related insurance discrimination. By adding language about testing positive for HIV, the bill aims to protect individuals from potential stigma and unfair treatment in the insurance marketplace. The legislation will take effect immediately upon enactment, providing prompt legal protection for individuals affected by HIV.

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https://www.nysenate.gov/legislation/bills/2025/A8534