Bill > HB1497

This bill amends Pennsylvania law to extend the driver improvement course discount for motor vehicle insurance from a three-year to a five-year period. Specifically, for drivers aged 55 and older who complete an approved motor vehicle driver improvement course, insurance companies must provide a premium discount of at least 5% for five years (instead of the previous three years) after course completion. To maintain the discount, participants must take an approved course every five years and meet certain eligibility requirements, including not being at fault in an accident, not being convicted of specific traffic offenses, and not being convicted of driving under the influence. The bill allows insurers to omit the discount if it duplicates an existing discount, and it will apply to insurance policies issued or renewed after the bill's effective date, which is 60 days after passage. The changes aim to provide longer-term insurance benefits for older drivers who proactively improve their driving skills through approved courses.

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https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=1497