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PA SB447

PA SB447
In casualty insurance, providing for coverage for prostate cancer screening.


summary

Introduced
05/22/2025
In Committee
05/22/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, providing for coverage for prostate cancer screening.

AI Summary

This bill amends Pennsylvania's insurance law to require health insurance policies to provide comprehensive coverage for prostate cancer screenings for individuals at least 40 years old who are at high risk of developing prostate cancer. High-risk factors include having a genetic alteration associated with increased prostate cancer risk, a family history of prostate cancer, or other medically appropriate early detection considerations as determined by a physician. The bill mandates that these screenings, which include prostate-specific antigen (PSA) tests and digital rectal examinations, must be covered without any out-of-pocket costs to the patient (such as deductibles, copayments, or coinsurance). The bill defines key terms like "first-degree relative" (biological parent, sibling, or child) and "cost-sharing" to clarify the scope of the coverage. The new requirements will apply to health insurance policies filed or renewed 180 days after the act's effective date, which occurs 60 days after its passage, with the goal of ensuring more accessible and affordable prostate cancer screening for high-risk individuals in Pennsylvania.

Committee Categories

Business and Industry

Sponsors (15)

Last Action

Referred to Banking & Insurance (on 05/22/2025)

bill text


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