Bill > HR3576

This bill proposes significant changes to veterans' life insurance programs, primarily expanding eligibility and providing stronger protections against contract cancellations. Specifically, the bill removes the requirement that veterans must have a service-connected disability to qualify for life insurance, and instead allows veterans to apply for insurance before turning 81 years old. The legislation also introduces new procedural safeguards for insurance contract cancellations due to administrative errors, requiring the Department of Veterans Affairs (VA) to provide veterans with prior notice and a 90-day period to submit evidence challenging a potential cancellation. The VA must then review any submitted evidence within 180 days and is prohibited from canceling an insurance contract more than one year after its issuance. The bill defines "administrative error" as a clerical, technical, or processing mistake that resulted in an ineligible individual receiving an insurance contract. Additionally, the bill mandates that the VA conduct a comprehensive study of the veterans life insurance program within two years of enactment, examining enrollment numbers, claims, insurance payments, program solvency, and potential cost savings from administrative error corrections. The changes to the life insurance program will take effect one year after the bill's enactment.

Health and Social Services, Military Affairs and Security

https://www.congress.gov/bill/119th-congress/house-bill/3576/all-info