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Bill > HB1519


PA HB1519

PA HB1519
In casualty insurance, further providing for mental illness coverage.


summary

Introduced
05/29/2025
In Committee
05/29/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, further providing for mental illness coverage.

AI Summary

This bill updates Pennsylvania's insurance law to expand the definition of "serious mental illness" and remove prior authorization requirements for mental health medications. Specifically, the bill broadens the list of mental health conditions covered under insurance policies by referencing the most recent Diagnostic and Statistical Manual of Mental Disorders (DSM-5-TR), which now includes categories like schizophrenia spectrum disorders, bipolar disorders, depressive disorders, anxiety disorders, obsessive-compulsive disorders, and eating disorders. The legislation prohibits health insurers and Medicaid/Children's Health Insurance Program (MA/CHIP) managed care plans from requiring prior authorization for mental health medications, which could help patients access necessary treatments more quickly and easily. The changes will apply to new health insurance policies filed with the Insurance Department after the effective date, or to policies issued or renewed 180 days after the effective date for policies not requiring pre-filing. The bill takes effect 60 days after its passage, aiming to improve mental health treatment accessibility and reduce administrative barriers for patients seeking mental health medications.

Committee Categories

Business and Industry

Sponsors (14)

Last Action

Referred to Insurance (on 05/29/2025)

bill text


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