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US HR3665

US HR3665
Medicare Economic Security Solutions Act


summary

Introduced
05/29/2025
In Committee
05/29/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend title XVIII of the Social Security Act to limit the penalty for late enrollment under part B of the Medicare Program to 15 percent and twice the period of no enrollment, and to exclude periods of COBRA, retiree, and VA coverage from such late enrollment penalty.

AI Summary

This bill proposes several changes to Medicare Part B enrollment rules to provide more flexibility and reduce penalties for beneficiaries. Specifically, the bill would increase the late enrollment penalty from 10% to 15% but limit its duration to twice the period of no enrollment, making the penalty less punitive. The bill also seeks to exclude periods of COBRA (Consolidated Omnibus Budget Reconciliation Act) continuation coverage, retiree health insurance, and Veterans Affairs (VA) health coverage from calculating late enrollment penalties. Additionally, the bill creates a special enrollment period for individuals whose COBRA or retiree coverage terminates, allowing them more opportunities to sign up for Medicare Part B without incurring substantial penalties. These changes aim to help individuals who have maintained continuous health coverage through alternative means avoid being unfairly penalized when transitioning to Medicare. The amendments would apply to premiums paid for months beginning 90 days after the bill's enactment, providing a clear implementation timeline for the new rules.

Committee Categories

Business and Industry

Sponsors (9)

Last Action

Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (on 05/29/2025)

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