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Bill > HB4536
MI HB4536
MI HB4536Insurance: health insurers; use of artificial intelligence tools to make decisions regarding claims; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.
summary
Introduced
06/03/2025
06/03/2025
In Committee
09/18/2025
09/18/2025
Crossed Over
Passed
Dead
Introduced Session
103rd Legislature
Bill Summary
A bill to amend 1956 PA 218, entitled"The insurance code of 1956,"(MCL 500.100 to 500.8302) by adding section 3406ss.
AI Summary
This bill aims to restrict health insurers in Michigan from using artificial intelligence (AI) tools to make decisions about insurance claims. Specifically, the proposed legislation would prohibit insurers from denying, modifying, or delaying a claim solely based on a review conducted using artificial intelligence. This means that if an insurance company wants to reject, change, or postpone processing a claim, they cannot rely exclusively on an AI system's assessment. The bill appears to be designed to ensure that human judgment and review remain a critical part of the claims process, potentially protecting consumers from potentially biased or incorrect automated decisions. By adding this provision to the existing Michigan insurance code, the bill seeks to provide an additional layer of consumer protection in health insurance claims processing.
Committee Categories
Business and Industry
Sponsors (11)
Carrie Rheingans (D)*,
Kelly Breen (D),
Erin Byrnes (D),
Betsy Coffia (D),
Sharon MacDonell (D),
Jason Morgan (D),
Natalie Price (D),
Penelope Tsernoglou (D),
Dylan Wegela (D),
Jimmie Wilson (D),
Stephanie Young (D),
Last Action
Referred To Committee On Insurance (on 09/18/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://legislature.mi.gov/Bills/Bill?ObjectName=2025-HB-4536 |
| BillText | https://legislature.mi.gov/documents/2025-2026/billintroduced/House/htm/2025-HIB-4536.htm |
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