Bill > HR3762

This bill aims to expand and strengthen healthcare coverage for mothers and newborns by amending the Patient Protection and Affordable Care Act (ACA) to ensure comprehensive, no-cost healthcare services for prenatal, childbirth, neonatal, perinatal, and postpartum care. Specifically, the bill requires health insurance plans to cover a wide range of services without any out-of-pocket costs, including ultrasounds, services related to pregnancy loss, delivery services (such as anesthesiology and specialist consultations), postpartum care for physical and mental health conditions, and behavioral health services for new parents who did not physically give birth. The bill defines "postpartum" as the one-year period immediately following the end of pregnancy and mandates that these services be covered for both group and individual health insurance plans, including those regulated under ERISA (Employee Retirement Income Security Act) and the Internal Revenue Code. By eliminating cost-sharing for these critical healthcare services, the bill seeks to reduce financial barriers to essential maternal and infant healthcare and support the health and well-being of mothers and newborns.

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https://www.congress.gov/bill/119th-congress/house-bill/3762/all-info