Bill

Bill > HR3800


US HR3800

US HR3800
Keeping Homeownership Costs Down Act


summary

Introduced
06/06/2025
In Committee
06/06/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend the National Flood Insurance Act of 1968 to prohibit the deferral of the issuance of letters of map revision based on the placement of fill or conditional letters of map revision based on the placement of fill, and for other purposes.

AI Summary

This bill amends the National Flood Insurance Act of 1968 to prohibit the Federal Emergency Management Agency (FEMA) from deferring the issuance of two specific types of documents related to flood maps: Letters of Map Revision (LOMR) and Conditional Letters of Map Revision (CLOMR), both of which involve the placement of fill in flood-prone areas. The bill requires FEMA to process and issue these map revision documents without delay, ensuring that property owners have accurate flood risk information. The amendment will remain in effect until FEMA fully implements biological opinions from the Fish and Wildlife Service and the National Oceanic and Atmospheric Administration regarding the environmental impact of fill placement in flood zones. By preventing administrative delays in map revisions, the bill aims to provide homeowners and communities with more timely and accurate flood risk assessments, which can impact insurance costs and property development decisions.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Referred to the House Committee on Financial Services. (on 06/06/2025)

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