Bill > HR337

This resolution urges the Louisiana Department of Insurance to conduct a comprehensive study on the impact of health insurance coverage mandates enacted since January 1, 2016, and submit a detailed report to the House Committee on Insurance by February 1, 2026. The resolution highlights the context of health insurance in Louisiana, noting that over 40% of the state's population relies on employer-sponsored health insurance, with significant disparities between large employers (97% offering coverage) and small employers (33% offering coverage). The study is intended to examine how legislative mandates requiring specific medical treatments to be covered in health insurance policies affect insurance premiums, employer-sponsored health plans, and the overall availability of health insurance in the state. The Affordable Care Act's provisions for employer health insurance requirements are cited as background, with the resolution expressing concern that coverage mandates might increase costs and potentially discourage small employers from offering health insurance to their employees. The commissioner of insurance will receive a copy of the resolution, and the requested report will include findings, conclusions, and recommendations about the mandates' effects.

https://www.legis.la.gov/legis/BillInfo.aspx?s=25rs&b=HR337&sbi=y