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MI SB0371

MI SB0371
Insurance: health insurers; limitations on duration of inpatient psychiatric admissions; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406mm.


summary

Introduced
06/10/2025
In Committee
06/10/2025
Crossed Over
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 1956 PA 218, entitled"The insurance code of 1956,"(MCL 500.100 to 500.8302) by adding section 3406mm.

AI Summary

This bill amends Michigan's insurance code to prohibit health insurers from imposing time limits on inpatient psychiatric services coverage. Specifically, the legislation requires insurance companies that provide or renew health insurance policies in Michigan to offer continuous coverage for patients receiving inpatient psychiatric care, without restricting the duration of their hospital stay. This means that insurers cannot automatically terminate or reduce coverage for mental health treatment based on a predetermined time frame, which could potentially help patients receive more comprehensive and uninterrupted mental health care. By removing such limitations, the bill aims to support individuals seeking extended psychiatric treatment and ensure they have access to the care they need without facing arbitrary coverage restrictions.

Committee Categories

Health and Social Services

Sponsors (3)

Last Action

Referred To Committee On Health Policy (on 06/10/2025)

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