Bill > HR3907

This bill, known as the ENROLL Act of 2025, amends the Patient Protection and Affordable Care Act to modify the navigator program, which helps people understand and enroll in health insurance. The bill requires federal health exchanges to select navigator grant recipients based on their demonstrated ability to perform required duties, mandating that at least one community and consumer-focused nonprofit group receives a grant each year. Navigators will now be required to provide information about qualified health plans, state Medicaid plans, and children's health insurance programs, and conduct public education activities in plain language to raise awareness of health plan requirements and protections. The bill also requires navigators to maintain a physical presence in the state where they operate, ensuring in-person consumer assistance. Additionally, for federal exchanges, the bill allocates $100 million from user fees collected from health insurance issuers annually starting in fiscal year 2026 to support the navigator program. These changes aim to improve consumer understanding and access to health insurance options, with the amendments applying to plan years beginning on or after January 1, 2026.

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https://www.congress.gov/bill/119th-congress/house-bill/3907/all-info