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Bill > A5785


NJ A5785

NJ A5785
Requires certain preventive services to be provided on calendar year basis.


summary

Introduced
06/16/2025
In Committee
06/16/2025
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires health insurers (health, hospital and medical service corporations, commercial individual and group health insurers; health maintenance organizations, health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, the State Health Benefits Program, and the School Employees' Health Benefits Program) to provide coverage for preventive services that are recommended on an annual basis at least once per calendar year, without requiring any waiting period. The bill is not be construed to add any limitation to the frequency of coverage for preventive services. This bill is intended to prevent insurers from requiring covered persons to wait a full 12 months between visits to health care providers, which can result in persons not being able to properly schedule visits to receive preventive services.

AI Summary

This bill requires various health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health service corporations, individual and group health insurers, health maintenance organizations, and state health benefit plans, to provide coverage for preventive services on a calendar year basis. Specifically, the bill mandates that these health plans must cover preventive services that are recommended on an annual basis at least once per calendar year without imposing any waiting period. The bill defines a calendar year as the 12-month period from January 1 to December 31 and explicitly states that this requirement should not be construed as limiting the frequency of preventive service coverage. The preventive services covered include evidence-based items with high ratings from the United States Preventive Services Task Force, recommended immunizations from the Centers for Disease Control and Prevention, preventive care for infants, children, and adolescents, and additional preventive care for women. The bill also maintains existing provisions about out-of-network provider coverage and allows the commissioner to remove coverage requirements if recommendations change. The legislation will take effect 90 days after enactment and will apply to policies or contracts issued or renewed after that date.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 06/16/2025)

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