Bill > HR3947

This bill aims to streamline health insurance enrollment by creating a new process that allows individuals to potentially enroll in health insurance affordability programs when filing their federal income tax returns. The legislation introduces several key provisions: First, it establishes a program where taxpayers who are uninsured can consent to share their tax return information with health insurance exchanges to determine eligibility for free or low-cost health insurance programs. If eligible, individuals may be automatically enrolled in a zero-premium health plan, with the option to opt out or choose a different plan. The bill modernizes eligibility criteria for programs like Medicaid and the Children's Health Insurance Program (CHIP) by allowing eligibility to be determined using recent tax return income data and information from other benefit programs. It also strengthens data infrastructure by allowing insurance affordability programs to access additional data sources like the National Directory of New Hires to verify eligibility. The legislation includes provisions to protect individual privacy, ensure data security, and create an advisory committee to provide guidance on implementation. Additionally, the bill requires a study to be conducted by 2030 to analyze the impact of these changes and recommend potential improvements. The overall goal is to make health insurance enrollment easier, more accessible, and more efficient for uninsured individuals.

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https://www.congress.gov/bill/119th-congress/house-bill/3947/all-info