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Bill > HR4056


US HR4056

US HR4056
RAMP Act Repair Abuses of MSP Payments Act


summary

Introduced
06/20/2025
In Committee
06/20/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

AI Summary

This bill, known as the RAMP Act (Repair Abuses of MSP Payments Act), aims to modify the Social Security Act by expanding the ability to pursue legal action against group health plans that fail to make primary payments or provide appropriate reimbursement. Specifically, the bill changes language in Section 1862(b)(3)(A) by replacing the term "primary plan" with "group health plan" as defined in a related paragraph. The key significance of this change is that it would create a new private cause of action, which means individuals would be able to file a lawsuit directly against a group health plan that does not meet its payment obligations. The Medicare Secondary Payer (MSP) provisions are designed to ensure that group health plans pay primary claims before Medicare does in certain situations, and this bill seeks to strengthen enforcement of those requirements by giving individuals a more direct legal pathway to seek damages when a health plan fails to comply with these rules.

Committee Categories

Budget and Finance

Sponsors (2)

Last Action

Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (on 06/20/2025)

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