Bill > HB1666

This bill amends Pennsylvania's vehicle insurance laws by increasing the minimum property damage liability coverage from $5,000 to $25,000 across several sections of the state's vehicle code. Specifically, the bill updates definitions of "financial responsibility" and modifies requirements for payments to satisfy judgments, neighborhood electric vehicles, and notices of available insurance benefits. The changes impact how insurers must provide coverage, requiring them to offer property damage liability coverage of at least $25,000 per accident instead of the previous $5,000 limit. The bill ensures that this change will not invalidate existing insurance policies or require policyholders to sign new forms, and it will apply to all insurance policies issued or renewed after the effective date. The legislation is designed to provide more comprehensive financial protection for property damage in vehicle-related incidents, with the new provisions taking effect 60 days after passage. This update reflects the increasing costs of vehicle repairs and aims to ensure that insurance coverage more adequately protects property owners in the event of an accident.

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https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=1666