Bill > HR4369

This bill, known as the "End Tenant Credit Screening Act," aims to amend the Fair Credit Reporting Act to prohibit housing providers from using consumer credit reports for tenant screening purposes. Specifically, the bill prevents landlords from using credit reports that contain information about a tenant's creditworthiness, credit standing, or credit capacity when making decisions about rental housing applications, setting security deposits, determining lease terms, or deciding whether to retain a current tenant. The prohibition applies even if the tenant consents to the credit check, with a narrow exception for reconsideration of a previously denied application. The bill defines "housing provider" broadly as any person leasing residential real estate and "tenant screening purposes" as any use of a credit report to evaluate a consumer for rental housing. This legislation seeks to prevent discrimination in housing access based on an individual's credit history, potentially making it easier for people with less-than-perfect credit to secure housing.

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https://www.congress.gov/bill/119th-congress/house-bill/4369/all-info