Bill > HB1780

This bill establishes new regulations for credit card surcharges in Pennsylvania, requiring merchants to disclose any additional fees charged for credit card payments before completing a transaction. The bill defines a credit card surcharge as a fee charged exclusively for using a credit card and limits the surcharge to the merchant's actual cost of processing the payment. Merchants located in Pennsylvania or doing business with Pennsylvania consumers must transparently communicate these fees to customers before finalizing a sale. If merchants violate these provisions, they will be subject to penalties determined by the Bureau of Consumer Protection in the Office of Attorney General, with any collected penalty fees being deposited into the state's General Fund. The law will take effect 120 days after its passage, giving businesses time to adjust their payment practices to comply with the new transparency requirements.

Business and Industry

https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=1780