Bill > S2641

This bill, known as the "Health Care Freedom and Choice Act," aims to nullify a specific federal rule regarding short-term, limited-duration insurance. The rule in question was jointly published by three federal agencies - the Internal Revenue Service (IRS), Employee Benefits Security Administration, and Centers for Medicare & Medicaid Services - on April 3, 2024. By declaring that this rule shall have "no force or effect," the bill would effectively prevent the implementation of the regulatory guidance related to short-term, limited-duration insurance and independent, noncoordinated excepted benefits coverage. Short-term, limited-duration insurance typically refers to health insurance plans designed to provide temporary coverage for individuals in transition periods, such as between jobs or waiting for other comprehensive health insurance. The bill seeks to block the enforcement of the specific regulatory framework outlined in this rule, potentially maintaining previous insurance regulations or creating space for alternative approaches to short-term health insurance coverage.

Health and Social Services

https://www.congress.gov/bill/119th-congress/senate-bill/2641/all-info