Bill > HB1796

This bill, known as the Confidential Insurance Communications Protection Act, aims to protect survivors of domestic violence and individuals at risk by ensuring the confidentiality of insurance communications. The legislation defines a "protected individual" as someone covered under a health insurance policy who has requested confidentiality due to fear of endangerment. Under the bill, such individuals can submit a written request to their insurer specifying an alternative communication method (like a different mailing address, secure email, or private phone number) to prevent sensitive health information from being disclosed to potential abusers or unintended parties. Insurers are required to accommodate these requests within 10 business days without requiring additional documentation beyond the individual's own attestation. The bill prohibits insurers from disclosing the confidentiality request to the primary policyholder or third parties, ensures that coverage cannot be refused or benefits denied based on such a request, and prevents insurers from requiring authorization from the policyholder. Failure to comply with these provisions would be considered a violation of the Unfair Insurance Practices Act, potentially resulting in administrative penalties from the Insurance Department. The law is set to take effect 120 days after its passage, providing a critical protection mechanism for vulnerable individuals seeking to maintain their safety and privacy in healthcare communications.

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https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=1796