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PA HB1802

PA HB1802
In casualty insurance, providing for coverage of COVID-19 vaccines.


summary

Introduced
08/14/2025
In Committee
08/14/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, providing for coverage of COVID-19 vaccines.

AI Summary

This bill amends the Insurance Company Law of 1921 to mandate that health insurance policies in Pennsylvania provide coverage for COVID-19 vaccines without any cost-sharing, which means enrollees would not have to pay deductibles, copayments, or other out-of-pocket expenses for these vaccines. The bill defines key terms such as "COVID-19" (the disease first identified in Wuhan, China in December 2019), "COVID-19 vaccine" (a vaccine approved by the FDA for preventing the disease), and "health insurance policy" (which specifically excludes various specialized types of insurance like dental, vision, and workers' compensation policies). The legislation applies to both private health insurance policies and government programs like medical assistance and children's health insurance. The bill ensures that existing health insurance policies cannot reduce or eliminate COVID-19 vaccine coverage during the transition period, and it will be implemented in stages: for policies requiring rate or form filings, it applies to new filings, and for other policies, it applies to those issued or renewed 180 days after the effective date. The act takes effect immediately, demonstrating the state's commitment to ensuring broad access to COVID-19 vaccination without financial barriers.

Committee Categories

Health and Social Services

Sponsors (17)

Last Action

Referred to Health (on 08/14/2025)

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