Bill > HB40

This bill amends Alabama's health insurance regulations to eliminate cost-sharing (such as deductibles, copayments, and out-of-pocket expenses) for prostate cancer screening for specific groups of men. The bill defines "men at high risk" as African American men and men who have a family history of prostate cancer, including those with relatives who have been diagnosed with prostate cancer, died from prostate cancer, or carry genetic markers associated with increased prostate cancer risk. Specifically, the bill mandates that health benefit plans cannot impose cost-sharing requirements for prostate cancer screening for men over 50 years old and men at high risk who are over 40 years old. The screening must, at minimum, include a prostate-specific antigen (PSA) blood test and a digital rectal examination. The bill also prohibits health benefit plans from penalizing physicians who order such medical care and ensures that these screening requirements apply to various types of health insurance providers. The provisions of this bill will take effect on October 1, 2026, aiming to improve early detection of prostate cancer by removing financial barriers to screening for high-risk populations.

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