summary
Introduced
09/09/2025
09/09/2025
In Committee
Crossed Over
Passed
Dead
Introduced Session
136th General Assembly
Bill Summary
To amend sections 1731.04, 1751.01, 1751.06, 1751.12, 1751.18, 1751.58, 1751.69, 3902.50, 3922.01, 3923.57, 3923.571, 3923.85, 3924.01, 3924.02, 3924.03, 3924.033, 3924.51, and 4125.041 and to enact sections 3902.55, 3902.56, 3902.57, and 3902.58 of the Revised Code regarding health insurance premiums and benefits and to name this act the Fair Access to Medical Insurance for Local Youth and Families (FAMILY) Act.
AI Summary
This bill enacts the Fair Access to Medical Insurance for Local Youth and Families (FAMILY) Act, which makes significant changes to health insurance regulations in Ohio. The bill modifies existing laws to eliminate pre-existing condition exclusions, establish new rules for premium rate calculations, and define essential health benefits. Key provisions include requiring health insurance carriers to accept all individuals regardless of health status, prohibiting lifetime or annual limits on essential health benefits, and mandating coverage for preventive services without cost-sharing. The bill introduces new requirements for health benefit plans in the individual and small group markets, such as limiting premium rate variations based on factors like age and tobacco use, and ensuring that plans cover a comprehensive set of health services including ambulatory care, emergency services, hospitalization, mental health treatment, prescription drugs, and preventive care. The legislation aims to make health insurance more accessible and affordable by standardizing coverage requirements and protecting consumers from discriminatory insurance practices.
Committee Categories
Business and Industry
Sponsors (19)
Karen Brownlee (D)*,
Tristan Rader (D)*,
Munira Abdullahi (D),
Sean Brennan (D),
Juanita Brent (D),
Beryl Brown Piccolantonio (D),
Michele Grim (D),
Dani Isaacsohn (D),
Dontavius Jarrells (D),
Crystal Lett (D),
Lauren McNally (D),
Joe Miller (D),
Phil Robinson (D),
Elgin Rogers (D),
Allison Russo (D),
Anita Somani (D),
Eric Synenberg (D),
Terrence Upchurch (D),
Erika White (D),
Last Action
House Insurance Brownlee, 1st Hearing, Sponsor Testimony (09:30:00 11/4/2025 Room 122) (on 11/04/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legislature.ohio.gov/legislation/136/hb438 |
| Analysis - As Introduced | https://www.legislature.ohio.gov/download?key=26418 |
| BillText | https://search-prod.lis.state.oh.us/api/v2/general_assembly_136/legislation/hb438/00_IN/pdf/ |
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