Bill > HR5354

This bill, known as the "Equal Employment for All Act of 2025", amends the Fair Credit Reporting Act to broadly prohibit employers from using consumer credit checks as a basis for making employment decisions. The legislation prevents employers from procuring or using consumer reports that contain information about a person's creditworthiness, credit standing, or credit capacity for hiring, firing, or other employment-related actions, regardless of whether the employee or job applicant consents. There are two key exceptions to this prohibition: when the job requires a national security clearance or when credit checks are otherwise required by law. The bill ensures that employers cannot deny employment or take adverse action against an individual solely because they refused to authorize a credit report. The legislation aims to protect job seekers from potential discrimination based on their credit history, recognizing that credit reports may not accurately reflect an individual's job performance or professional capabilities. By limiting the use of credit checks, the bill seeks to provide more equitable employment opportunities and prevent potential bias in hiring practices.

Business and Industry

https://www.congress.gov/bill/119th-congress/house-bill/5354/all-info