summary
Introduced
09/26/2025
09/26/2025
In Committee
12/17/2025
12/17/2025
Crossed Over
Passed
Dead
Introduced Session
119th Congress
Bill Summary
A BILL To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
AI Summary
This bill, titled the NFIP Extension Act of 2026, proposes to extend the National Flood Insurance Program (NFIP), a federal program that provides flood insurance to homeowners and businesses in flood-prone areas, which is crucial for communities facing increasing flood risks. Specifically, it amends the National Flood Insurance Act of 1968 to push back the program's expiration date from September 30, 2023, to September 30, 2026, ensuring continued coverage and financial backing for flood insurance policies. Additionally, it includes a provision for a retroactive effective date, meaning that if the bill is signed into law after January 30, 2026, its changes will be considered as if they were enacted on that date, preventing any lapse in the program's authority.
Committee Categories
Business and Industry
Sponsors (7)
Andrew Garbarino (R)*,
Buddy Carter (R),
Josh Gottheimer (D),
Nick LaLota (R),
Mike Lawler (R),
Jared Moskowitz (D),
Jeff Van Drew (R),
Last Action
Placed on the Union Calendar, Calendar No. 391. (on 01/15/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/119th-congress/house-bill/5577/all-info |
| BillText | https://www.congress.gov/119/bills/hr5577/BILLS-119hr5577rh.pdf |
| BillText | https://www.congress.gov/119/bills/hr5577/BILLS-119hr5577ih.pdf |
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