Bill > S0114

This bill addresses continuity of care in health insurance contracts by requiring health insurers and health care practitioners to provide detailed written notices and maintain coverage for patients under specific circumstances. The bill mandates that when a contract between a health insurer and a health care practitioner is terminated, both parties must send a joint written notice to affected policyholders at least 60 days before cancellation, which must include an explanation of patient rights, transition timelines, and contact information. The bill requires insurers and practitioners to allow policyholders to continue their current treatment for up to 6 months after contract termination, with special provisions for patients receiving ongoing treatments like prenatal care. Patients can continue seeing their current provider until they select a new practitioner or until the next open enrollment period, whichever is longer. The bill also authorizes the Financial Services Commission to adopt rules and imposes administrative fines of up to $5,000 for non-compliance. Additionally, the bill specifies that any changes made within 30 days of contract termination are only effective if both the insurer and practitioner agree, ensuring patient protections during healthcare provider transitions.

https://www.flsenate.gov/Session/Bill/2026/114