Bill > HR5848

This bill extends the National Flood Insurance Program (NFIP), a federal program that provides flood insurance to property owners, through December 31, 2026. Specifically, the bill amends two sections of the National Flood Insurance Act of 1968 by changing the program's expiration date from September 30, 2023, to December 31, 2026. The bill includes a provision that if the legislation is enacted after September 30, 2025, the amendments will be considered as having taken effect on September 30, 2025, which ensures continuity of the flood insurance program. This extension is important because the NFIP provides critical insurance coverage for properties in flood-prone areas that might otherwise be uninsurable, helping homeowners and businesses protect themselves financially against flood-related damages.

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https://www.congress.gov/bill/119th-congress/house-bill/5848/all-info