Bill > HR5839

This bill proposes to amend the Public Health Service Act to include certain supplemental coverage provided to individual health insurance as an "excepted benefit". Specifically, the bill modifies Section 2791(c)(4), which currently defines certain types of insurance coverage that are considered excepted benefits, by adding language that explicitly includes individual health insurance coverage. An excepted benefit is a type of insurance coverage that is exempt from some of the standard regulations and requirements that typically apply to health insurance plans. The bill, titled the "Supplemental Benefits for Individuals Act of 2025", appears to be a relatively straightforward legal change that would expand the definition of excepted benefits to encompass supplemental coverage for individuals who purchase their own health insurance, potentially providing more flexibility in insurance options for people who are not covered by employer-sponsored health plans.

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https://www.congress.gov/bill/119th-congress/house-bill/5839/all-info