Bill > A09229

This bill establishes the "Shutdown Impact Mitigation Act" to provide emergency financial assistance and consumer protections for federal employees and contractors in New York state during a federal government shutdown. The legislation creates an emergency relief program that allows the Department of Labor or Office of Temporary and Disability Assistance to provide zero-interest short-term loans or grants to affected workers, capped at two weeks' average net pay. The bill mandates consumer protections such as allowing banks, credit unions, mortgage servicers, landlords, and utility providers to offer fee waivers and forbearance to impacted workers, and prevents adverse credit reporting during the shutdown period. The administering agency must create an online and in-person application process, coordinate with employee unions and community organizations, and maintain a public portal with up-to-date information about relief options. Financial institutions are authorized to provide flexibility for affected workers, and state agencies are directed to suspend enforcement actions for unpaid fees during the shutdown. The bill requires an annual report to the governor and legislature detailing the program's implementation and outcomes, with the goal of mitigating the financial hardship experienced by federal workers during government funding lapses.

Government Affairs

https://www.nysenate.gov/legislation/bills/2025/A9229