Bill > A09228

This bill establishes the "Homeowner Defense and Anti-Deed Theft Act" to combat property fraud and protect homeowners, particularly seniors, immigrants, and Black and brown homeowners who are disproportionately targeted by predatory actors. The legislation creates a statewide program within the Department of State to provide legal aid and support against deed theft, including establishing regional title defense hubs and satellite clinics across urban, suburban, and rural communities. The program will fund nonprofit legal services to litigate deed theft cases, void fraudulent deeds, defend foreclosures, and provide estate planning services. Additionally, the bill creates two new funds: the County Recording Modernization Fund and the Title Defense Litigation Fund to support these efforts. Key components include a statewide hotline for victims, annual reporting to the governor and legislature, and the ability to fund the program through appropriations, deed theft penalties, and fund revenues. The goal is to preserve family homes, stabilize neighborhoods, and protect generational wealth by offering rapid, accessible legal intervention for homeowners facing potential property fraud.

Housing and Urban Affairs

https://www.nysenate.gov/legislation/bills/2025/A9228