summary
Introduced
11/04/2025
11/04/2025
In Committee
11/04/2025
11/04/2025
Crossed Over
Passed
Dead
Introduced Session
119th Congress
Bill Summary
an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes. IN THE HOUSE OF REPRESENTATIVES NOVEMBER 4, 2025 Ms. STEFANIK (for herself and Ms. BYNUM) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.
AI Summary
This bill amends the Fair Credit Reporting Act to expand the definition of who qualifies for special credit monitoring protections by replacing the term "active duty military consumer" with "uniformed services member consumer". Specifically, the bill broadens the definition to include all members of the uniformed services as defined under title 10 of the United States Code, which traditionally encompasses the Army, Navy, Air Force, Marine Corps, Coast Guard, Space Force, Public Health Service Commissioned Corps, and the National Oceanic and Atmospheric Administration Commissioned Officer Corps. This change would effectively extend credit monitoring requirements and protections to a wider range of military personnel beyond those currently serving on active duty, potentially providing more comprehensive financial safeguards for service members across different types of military service. The bill, known as the "Servicemember Credit Monitoring Enhancement Act", aims to ensure that more military personnel have access to important credit monitoring and protection mechanisms.
Committee Categories
Business and Industry
Sponsors (3)
Last Action
Referred to the House Committee on Financial Services. (on 11/04/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/119th-congress/house-bill/5923/all-info |
| BillText | https://www.congress.gov/119/bills/hr5923/BILLS-119hr5923ih.pdf |
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