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Bill > S0440


FL S0440

FL S0440
Florida Employee Health Choices Program


summary

Introduced
11/07/2025
In Committee
12/01/2025
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

An act relating to the Florida Employee Health Choices Program; amending s. 408.910, F.S.; renaming the “Florida Health Choices Program” as the “Florida Employee Health Choices Program”; revising legislative findings and intent; revising definitions; revising the purpose and components of the program; revising eligibility and participation requirements for vendors under the program; revising the types of health insurance products that are available for purchase through the program; deleting certain pricing transparency requirements to conform to changes made by the act; revising the structure of the insurance marketplace process under the program; deleting the option for risk pooling under the program; deleting exemptions from certain requirements of the Florida Insurance Code under the program; renaming the corporation administering the program as “Florida Employee Health Choices, Inc.”; revising membership of the board of directors; authorizing the corporation to exercise certain powers; revising duties of the board and the corporation; revising the fiscal year in which the corporation’s annual report is due; amending ss. 409.821, 409.9122, and 409.977, F.S.; conforming provisions to changes made by the act; providing an effective date.

AI Summary

This bill renames the Florida Health Choices Program to the Florida Employee Health Choices Program, establishing a centralized marketplace for employees to purchase individual health insurance through individual coverage health reimbursement arrangements (HRAs). The program aims to expand affordable health insurance access by creating a platform where employers can provide health care contributions directly to employees, who can then choose their own health plans based on individual financial needs and health factors. The bill restructures the program's governance by creating Florida Employee Health Choices, Inc., a corporation governed by an eight-member board of directors appointed by the Governor, Senate President, and House Speaker, with the Secretary of Management Services serving as an ex officio nonvoting member. The corporation will be responsible for developing an online platform to streamline individual health insurance purchases, establishing enrollment procedures, recruiting vendors, and promoting public awareness of the program. Key changes include simplifying vendor participation requirements, removing previous risk pooling mechanisms, and reducing the board size from 15 to 8 members. The bill specifies that the program will become operational by January 1, 2028, with the Department of Management Services providing administrative support until January 1, 2029. The legislation also makes conforming changes to several related statutes to align with the new program structure and aims to provide more flexible, individualized health insurance options for employees.

Sponsors (1)

Last Action

Introduced (on 01/13/2026)

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