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US S3169

US S3169
UNLOCK Housing Act Unleashing Needed Local Options to Construct and Keep Housing Act


summary

Introduced
11/10/2025
In Committee
11/10/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A bill to amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.

AI Summary

This bill, known as the UNLOCK Housing Act, amends the Housing and Community Development Act of 1974 to expand the ways communities can use federal housing funds by explicitly allowing metropolitan cities, urban counties, states, local governments, insular areas, and Indian tribes to use their federal housing funds (specifically funds allocated under section 106) to directly construct new residential housing for low- and moderate-income individuals. The bill does this by adding a new provision (paragraph 27) to the existing law that permits housing construction with or without assistance from neighborhood-based nonprofit organizations or other private or public nonprofit organizations. By making this change, the legislation aims to provide more flexibility to local and regional government entities in addressing housing shortages and affordability challenges, potentially enabling more direct intervention in creating affordable housing options for lower-income populations.

Committee Categories

Housing and Urban Affairs

Sponsors (2)

Last Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 11/10/2025)

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