Bill > SB408

This bill expands health insurance coverage for prosthetic devices, which are artificial substitutes for body parts used for functional or therapeutic purposes. Currently, insurance policies are required to cover these devices for children under 19, but this bill mandates coverage for adults over 19 as well. It also clarifies that "activity-specific prosthetic devices," designed for particular activities that could damage a residual limb or everyday prosthesis, are included in this coverage. While insurers can limit the number of activity-specific devices covered per year for children and every five years for adults, medically necessary prosthetic devices will not have annual limits. This expanded coverage will also apply to the state of New Hampshire's employee health benefit plan and will take effect on January 1, 2028.