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Bill > HB596


OH HB596

OH HB596
Require uninsured motorist coverage; increase minimum coverage


summary

Introduced
11/18/2025
In Committee
Crossed Over
Passed
Dead

Introduced Session

136th General Assembly

Bill Summary

To amend sections 3937.18, 4509.01, 4509.20, and 4509.51 of the Revised Code to require all motor vehicle insurance policies to include uninsured motorist coverage and to increase the state's minimum auto liability insurance requirements for bodily injury or death to another person or persons.

AI Summary

This bill requires all motor vehicle insurance policies in Ohio to include uninsured motorist coverage and increases the state's minimum auto liability insurance requirements. Specifically, the bill changes the language from "may, but is not required to" include uninsured motorist coverage to "shall" include such coverage. The minimum liability insurance limits will be increased from $25,000 to $50,000 for bodily injury or death to one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in a single accident. The bill also clarifies definitions of "motor vehicle" and "uninsured motorist," and provides detailed provisions about how uninsured and underinsured motorist coverage should be implemented in insurance policies. These changes aim to provide greater protection for drivers by ensuring that all motor vehicle insurance policies include uninsured motorist coverage and by increasing the minimum financial protection available in the event of an accident.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Referred to committee: Insurance (on 11/19/2025)

bill text


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